As the year comes to an end, it’s easy to get caught up in the festivities and overlook important year-end tasks. One crucial item that should be on your to-do list is using your vision benefits before they expire. At Integrity Eye Care in Murfreesboro, TN, we want to ensure you maximize your benefits and maintain healthy vision for years to come. Here are some tips for how to effectively use your Flexible Spending Account (FSA), Health Savings Account (HSA), and vision benefits before the year ends.
Understanding your FSA and vision insurance
Many employers offer FSAs as part of their benefits package. These accounts allow you to set aside pre-tax dollars to cover out-of-pocket health expenses, including vision care. However, FSA funds do not roll over into the next year (unless you have a grace period), meaning any unused money will be forfeited. Therefore, it’s essential to schedule your eye exam and purchase any necessary eyewear before December 31st.
Similarly, vision plans often operate on a calendar year cycle. If you haven’t used your benefits for eye exams, contact lenses, or glasses, now is the time to do so. Regular eye exams are vital for detecting vision changes and catching potential eye health issues early on, so don’t forget to schedule yours!
Making the most of your HSA
Unlike FSAs, HSAs do not have a “use-it-or-lose-it” policy. The funds in your HSA roll over year after year, offering more flexibility in how and when you use them. However, using your HSA for vision expenses is still a smart financial move, as it can reduce your overall healthcare costs.
Smart spending on eyewear
If you’ve been thinking of upgrading your eyewear, December is the perfect time to do so. Whether it’s new stylish frames or an update to your contact lens prescription, using your FSA or HSA can help offset these costs. Many vision plans also provide allowances for eyewear, making it more affordable to get the look and visual clarity you desire.
Plan ahead for the new year
While you’re focused on using this year’s benefits, it’s also a great time to plan for the year ahead. Consider adjusting your FSA contributions during open enrollment to better align with your healthcare needs. Additionally, remember to schedule regular eye exams at least once a year to maintain optimal eye health.
Schedule your eye exam today
Don’t let the year end without taking advantage of your vision benefits. Schedule an eye exam in Murfreesboro at Integrity Eye Care to ensure your prescription is up-to-date and your eyes are healthy. Our team will help you make the most of your benefits, offering personalized advice on eyewear options and eye care products.
Book your eye exam today and use your vision benefits before they expire. We look forward to seeing you soon!